Who is your car insured with

[LOWBA6]

My BA is with SGIC just under 110 a month with the mods. 19 years old.. They were the only mob who would insure it with with wider rear wheels....

[Unco]

just got off the phone to RACQ this morning.

i was trying to see if i got a better deal than my current insurer (NRMA).

RACQ was dearer on the LTD by about $90 extra a year.

RACQ was dearer on the Courier by about $80 extra a year.

RACQ was cheaper on the Toyota Vienta by about $180 a year.

go figure.

and it just happens that i'm selling the Toyota at the moment, so no point switching at this stage.

current annual premiums are:

$425 on the LTD
$283 on the Courier
$535 on the Toyota

i'm 32 and hold a rating 1 or 65% no claim bonus.

the area where you keep the car garaged will also have a big impact on your premium. mine jumped up a good 15%-20% when i moved from North Ipswich to Browns Plains in February this year.

[GTP-814]

Try Ryno insurance in QLD. My GTP is with them, insured for $50k for around $800PA

[WindsorXR]

Im currently in the middle of insuring my BA XR8 with a few mods, Im 23yo and its come down to 3 companies. I rang up each of them yesterday and got quotes
Just car(The leader so far)-Unlimited Mods and soon looking into discounts for defensive driving course. payout of $22,000 and per year was $1369 and Excess of $2600 and $2800 for theft

Shannons-Had to argue, weren''t going to cover me coz of age and inexperience with XR8, until I stuck it up him and said I work out the Ford proving grounds and have been driving these for the last 4 years. payout of $21,500 and per year was $1361. they didn't tell me the excess.

RACV-Get free rental if your car is stolen. Payout of $22,000 Not sure if you can have a lot of mods or not though. Per year was dependant on what type of excess you wanted
$1960pa-Excess $900
$1666pa-Excess $1000
$1470pa-Excess $1500

I have to ring one of them up today and insure. It's looking like Just Car as a lot of other insurance companies don't like young drivers with a nice car. Just gotta take care and not have a crash where I have to pay excess.


My previous insurance for my '98 EL XR6 was around $1700pa for my first year and was the cheapest but it got to $800pa, agreed value of $10,000 and the excess was $1000 after I sent them my defensive drivers course cert. It took off $1000 excess.

Hope this helps.

[timace]

My BA Fairmont costs me ~$1500 from the NRMA - I'd go with a better insurer if it wasn't for my bad driving record back when I was a youngin, a few claims and the fact that I'm only 23.

What saves me is Dad's 65% lifetime NCB and 12% multi-policy discount. You can imagine how much more I'd be paying if it weren't for those!

[fiesta8u]

man where the hell do you guys live ? thats cheap as bloody chips, im paying $2800 a year for my fiesta which is the cheapest i found mods included, i wanna move to tha country.....

[Paxton]

NRMA for the Falcon

Choice of repairer, Cheaper than AAMI, and I get a discount on the House.

The X5 is with Allianz.

[Turbotory]

I managed to get a policy with AAMI on my 07 Turbo Territory Ghia at $110 per month. Im 25 with a clean record. I was with RACV at $120 per month but when I changed my air filter from the stock panel to the BMC washable one they told me they wouldnt insure me any more! Worked out better for me anyway

[TOASTED]

i currently pay about $380 a year for the falcon but they dont know how heavily modded it is.

[WindsorXR]

Originally Posted by fiesta8u

man where the hell do you guys live ? thats cheap as bloody chips, im paying $2800 a year for my fiesta which is the cheapest i found mods included, i wanna move to tha country.....

Im living around Geelong so I think the price is OK for my car.
I just talked to Just Car and Im now insured with them. The under 25yo excess added on is $600. Damn, two more years to go. Im confident I won't crash this car anyway. Knock on wood.